PVIF Calculator
Finance.ThinkAndDone.com provides you online and windows calculators to calculate present value interest factor PVIF of a lump-sum given the interest rate per period and number of periods. PVIF represents the discounted present value of a single dollar. Interest may be discounted either discretely or it may be compounded continuously, the PVIF calculator considers both these options and the results will show that PVIF is lower when interest is discounted continuously whereas PVIF is higher when interest is discounted on discrete terms. The online PVIF calculator also permits you to find interest rate i when PVIF and number of periods n are given, and finds number of periods n when PVIF and interest rate i are given.
PVIF Calculator
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type in the authorization code in the box located below:
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Discrete Compounding |
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Continuous Compounding |
Instructions
To use this online calculator to calculate present value interest factor PVIF of a $1, you need to type in interest rate per period i and number of periods.
- Assuming interest rate is 6.50 percent for 10 years
- You have to type in 6.50 for interest rate and 10 for years
To use this online calculator to calculate interest rate, you need to type in present value interest factor PVIF and number of periods.
- Assuming present value interest factor is 0.532726 for 10 years
- You have to type in 0.532726 for PVIF and 10 for years
To use this online calculator to calculate number of periods n, you need to type in present value interest factor PVIF and interest rate n.
- Assuming present value interest factor is 0.5083493 at 7 percent rate of interest
- You have to type in 0.5083493 for PVIF and 7 for interest rate